Showing posts with the label finance

Balancing Your Budget and Developing Long-Term Savings

There are many things to buy and in today’s consumer culture it is more difficult than ever to say “NO”. Learning to live within your means and save for the future is a discipline you can learn over time to create financial security. Putting effort into changing habits makes a big difference in how successful you will be in creating a savings plan. Balancing your budget is as much about habit as it is about planning. Learning where to find deals on products, understanding value, and making better choices takes time to ingrain as a way of thinking. Start small and slowly move toward higher levels of spending discipline.  You can still get what you want but should learn the best use of your money. You will have to give up the idea of spending as a type of wealth. If you are truly wealthy you can spend on lots of things you enjoy; but they do it with cash. Wealthy people don’t normally just waste money and have a keen sense of value. Spending all your disposable income and maxing out

Call for Papers: 28th International Business Research Conference

Submission Deadline: July 21, 2014 Date: September, 8 th & 9 th 2014 Venue: Novotel Barcelona City Hotel, Barcelona, Spain Website:   We seek either abstract and/or full paper from the academics, scholars or researchers in the broad fields of Accounting, Banking, Economics, Finance, Investment, Management, Marketing and all other business subjects for the above international conference organised by London Academic Research and Publication, UK, Australian Centre for Accounting, Finance and Economics, Australia and American Research and Publication, USA and sponsored by eight international peer reviewed journals, which are indexed by Cabell Publication, Ulrich and EBSCO of USA, ABDC and ERA of Australia. Criteria used to select papers for the conference include originality of the paper which must not be submitted in any journal Paper Submission: Please send your paper to Ms. Nuha Jahan via  Website:

Call for Papers: 2014 International Congress on Economy, Finance and Business

Location: Nagoya, Japan Date:   September 8 - 10, 2014 The 2014 International Congress on Economy, Finance and Business (ICEFB 2014) will be held at Nagoya, Japan, on September 8 - 10, 2014 . We would like to take this opportunity to extend a cordial invitation to you and your colleagues to submit your manuscripts. Detailed information about the conference can be found on the conference website. Please note that all submissions will be reviewed by at least two independent peers. All manuscripts must be submitted on-line. If you have any questions, please feel free to contact us. We look forward to your participation. Website: CEFB2014/ Submission:

Is the Higher Education Recession Over Or Just Starting?

A survey by Inside Higher Education shows a fundamental difference in economic assumptions of governors and college presidents with those who run the academic affairs such as provosts. Some are hailing the end of the economic downswing in 2008 while those who run the academics do not feel that this downturn is over. The perspectives are interesting and offer some insight to the debates going on in higher education.  According to the survey only 5% feel strongly that the economic downturn is over at their institutions. Another 18% feel that for the most part it is over. A total of 21% strongly disagree and another 37% somewhat disagree. Only 26% of private nonprofit institutions agree that the recession for their schools is over. Public institutions were even more likely to believe the downturn will continue.  The provosts feel that concepts such as MOOCs are unlikely to produce meaningful change. There will also be greater accountability on higher education to match effecti

Call for Papers: Global Conference on Business and Finance

The GCBF  provides an excellent opportunity for the academic and business communities to share cutting-edge research in all areas of Business, Finance, Accounting, Management, Marketing, Economics, Education, AgriBusiness and related fields. The conferences are truly global in nature with participants from around the world.  Our next academic business conferences will be held at: 2014 Honolulu, Hawaii, January 6-9, 2014 The 2014 Winter Conference  will be held at the Ala Moana Hotel, Honolulu, Hawaii, USA, January 6-9, 2014.  For those unable to make the trip to the Conference, please consider submitting a paper to our Internet Session.  The detailed call for papers is available at 2014 Hawaii Global Conference on Business and Finance

Is Time and Choice the Fundamental Components of Economic Development?

Development of financial success rests in part in the psychological functioning of individuals engaged within the market. A paper by Raines and Leathers (2011) helps understand how and why markets have under defined psychological components and how these components influence the economic system. They base their analysis on post-Keynesian economics, group experimental psychology, and the works of John Galbraith. At the very core of economic development may be the concept of choice? Economic markets are not perfectly predictable as history has shown that even some of the best analysis has failed at one time or another. Mathematical explanations alone are not yet sufficient for the overall understanding and prediction of markets. Keynes observed that even though mathematics is helpful many economic choices are made on the micro level based upon alternatives. Sometimes people may rely only on wishful thinking.  If we think of a large economic system we might be surprised that it