Showing posts with label budget holiday. Show all posts
Showing posts with label budget holiday. Show all posts

Saturday, December 14, 2013

Tips for Saving Time and Money During the Holiday Shopping Blitz

Holidays are a great time to shop and enjoy local events. All of the latest brands, newest technology, and deals seem to converge during the holidays. Despite the great joy of holiday shopping there also comes with it considerable stress. With Thanksgiving behind us and Christmas season jumping forward we have only a few precious weeks to get our affairs in order. You may want to consider a few tips before getting started. 

-Make a List and Check it Twice: Think through the things you want to buy. Having a list will help ensure you are not distracted by all the extra stuff. The list should contain the most expensive items you desire to purchase. You likely don’t want to list little Johnny’s socks. 

-Create a Budget: It is best to look at how much you are willing to spend before the holiday season. Separate this budget into the big ticket item pool and the loose leaf pool for the small items you will inevitably buy but don’t have any specific plans for. 

-Search Online for the Best Deals: Sometimes you can find the best deals and purchase your items online without ever needing to go to the store. If the prices are better than what you can find in the store without any hassle go ahead and buy them. 

 -Know the Stores and the Products: When purchasing expensive products it is beneficial to search online and find the stores that carry these products and the price they charge. You may be shocked to see that the prices vary widely. 

-Create Your Schedule and Plans: One you know the stores and the items they contain it can be beneficial to pick days you are going to each store. Schedule plenty of time for browsing, sitting around for coffee, eating lunch and enjoying your time. This is a stress savor. Spread your shopping over the few weeks. 

-Wrap your Gifts When You Buy Them: After bringing home the gifts it is beneficial to wrap those up quickly so sneaky little eyes don’t have a chance to browse. People will keep walking by the tree every time something is added. You might find a little joy when family members try and guess what is new. It also provides a pleasant atmosphere for visitors.

-Save Money throughout the Year: If you don’t want to max out your credit cards it is beneficial to create an account and put your money away throughout the year. Interest bearing accounts will give you a little extra money but don’t expect much. Shopping is less stressful when the money is already available.